Terms of Use
These Terms of Use (“Terms”) govern your access to and use of autoloantool.com and the calculators, content, and tools provided by Autoloantool (“we,” “us,” or “our”). By using the site, you agree to these Terms.
1. Not a Lender and Not Financial Advice
Important: Autoloantool is not a lender, bank, credit union, broker, or financial advisor. We do not originate loans, make credit decisions, collect loan applications, or offer financing.
The calculators and information on this site are provided for educational and informational purposes only. They produce estimates based on the numbers you enter. Actual loan terms, rates, payments, fees, and eligibility are determined solely by lenders and depend on your credit profile, the vehicle, and other factors. You should consult a qualified professional and review actual loan offers before making any financing decision.
2. Acceptable Use
You may use the site and tools for personal, non-commercial research and education. You agree not to:
- Attempt to disrupt, overload, or interfere with the site or its infrastructure
- Scrape, crawl, or harvest content or data in a way that burdens our systems or violates these Terms
- Use the calculators or content to provide paid financial advice to others without appropriate licensing
- Misrepresent the nature of the tools or claim that Autoloantool is a lender or offers loans
- Violate any applicable law while using the site
3. Intellectual Property
The site design, text, calculators, graphics, and logos are owned by Autoloantool or its licensors and are protected by copyright and other intellectual-property laws. You may view and use the tools for personal purposes. You may not copy, modify, distribute, or create derivative works from the site content for commercial purposes without our prior written permission.
4. Disclaimer of Warranties
The site and all calculators, content, and tools are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that:
- The calculators will be error-free or that results will match any particular lender’s offer
- The site will be uninterrupted or free of viruses or other harmful components
- Any particular rate, payment, or outcome is available to you
You use the site at your own risk.
5. Limitation of Liability
To the fullest extent permitted by law, Autoloantool and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or related to your use of (or inability to use) the site or reliance on any calculator results or content.
Our total liability for any claim arising out of these Terms or the site shall not exceed one hundred U.S. dollars (USD $100).
6. Third-Party Links and Advertising
The site may contain links to third-party websites or display advertising (including through Google AdSense or similar networks). We are not responsible for the content, privacy practices, or terms of those third parties. See our Advertising Disclosure for more information.
7. Changes to the Site and Terms
We may modify or discontinue any part of the site at any time. We may also update these Terms. The “Last updated” date will change when we do. Continued use of the site after changes constitutes acceptance of the revised Terms.
8. Governing Law
These Terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Delaware, and you consent to personal jurisdiction there.
9. Contact
Questions about these Terms can be sent to: legal@autoloantool.com